:root{--navy:#0d3b8f;--navy2:#082a63;--ink:#0f1d33;--acc:#d52b1e;--blue:#1d4ed8;--line:#e2e8f2;--muted:#5a6577}
*{box-sizing:border-box}
body{margin:0;background:#f4f7fc;color:#1b2433;font-family:'Segoe UI',Roboto,Arial,sans-serif;line-height:1.65}
.wrap{max-width:1140px;margin:0 auto;padding:0 18px}
.top{background:var(--ink);color:#aebccf;font-size:13px}
.top .wrap{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;padding:9px 18px}
.top b{color:#fff}
.hed{background:#fff;border-bottom:1px solid var(--line)}
.hed .row{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:20px;padding:12px 0}
.logo img{height:46px;width:auto;display:block}
.nav ul{display:flex;gap:16px;list-style:none;margin:0;padding:0;justify-content:center;flex-wrap:wrap}
.nav a{color:#22303f;font-size:14.5px;font-weight:600;text-decoration:none}
.nav a:hover{color:var(--acc)}
.btn{display:inline-block;background:var(--navy);color:#fff;border-radius:6px;padding:11px 18px;font-weight:600;font-size:14.5px;text-decoration:none}
.btn:hover{background:var(--acc)}
.btn.alt{background:#fff;color:var(--navy);border:1px solid #cdd8e5}
.hero{background:linear-gradient(120deg,#0a2f75,#1d4ed8);color:#fff;border-radius:12px;overflow:hidden;margin:18px 0;display:grid;grid-template-columns:1.15fr .85fr}
.hero .txt{padding:28px}
.hero h1{font-size:30px;line-height:1.24;margin:0 0 12px;color:#fff;letter-spacing:-.01em}
.hero p{color:#d6e2f5;font-size:16px;margin:0 0 16px;max-width:660px}
.hero .art{background:#062151;display:flex;align-items:center;justify-content:center}
.hero .art img{width:100%;height:100%;min-height:240px;object-fit:cover;display:block}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:16px 0}
.trust div{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px}
.trust b{display:block;color:var(--navy);font-size:16px;margin-bottom:5px}
.trust span{font-size:14.5px;color:var(--muted)}
h2{font-size:22px;color:var(--navy);margin:26px 0 12px;letter-spacing:-.01em}
h2.sec{display:flex;justify-content:space-between;align-items:baseline;border-bottom:1px solid var(--line);padding-bottom:8px}
h2.sec a{font-size:13.5px;color:var(--blue);font-weight:400;text-decoration:none}
h3{font-size:17px;color:#14243f;margin:14px 0 6px}
p,li{font-size:15.5px;color:#39445a}
.leadb{font-size:17px;background:#eef4fd;border-left:4px solid var(--blue);padding:13px 15px;border-radius:6px;color:#22303f}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.card .ph{height:150px;background:#e9eff8 center/cover no-repeat}
.card .bd{padding:14px}
.card .tag{display:inline-block;background:#eef4fd;color:var(--navy);border-radius:4px;padding:3px 8px;font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.03em}
.card h3 a{color:#14243f;text-decoration:none}
.card h3 a:hover{color:var(--acc)}
.card p{margin:0;color:var(--muted);font-size:14px}
.article-table-wrap{overflow-x:auto;margin:16px 0}
table.article-table{width:100%;border-collapse:collapse;font-size:15px;background:#fff;border:1px solid var(--line);border-radius:8px}
table.article-table th,table.article-table td{border:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}
table.article-table th{background:#eff4fb;color:var(--navy);font-weight:600}
.news{border-left:3px solid var(--acc);padding-left:14px;margin:14px 0}
.news h3{margin:0 0 3px;font-size:16.5px}
.news p{margin:0;font-size:14.5px;color:var(--muted)}
.rg{background:#eef4fd;border:1px solid #cddcf4;border-radius:10px;padding:14px;font-size:14.5px;color:#1e3a68;margin:18px 0}
.main{display:grid;grid-template-columns:1fr 312px;gap:24px}
.side .box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:16px;margin-bottom:14px}
.side h4{color:var(--navy);font-size:16px;margin:0 0 10px}
.side a{display:block;padding:7px 0;border-bottom:1px dashed var(--line);color:#3b4657;font-size:14.5px;text-decoration:none}
.side a:hover{color:var(--acc)}
.side a:last-child{border-bottom:0}
footer{background:var(--navy2);color:#c7d6ec;margin-top:28px;padding:24px 0}
footer a{color:#fff;font-size:14px;text-decoration:none}
@media (max-width:900px){.cards,.main,.hero,.trust,.hed .row{grid-template-columns:1fr}.hero .art img{min-height:180px}}